Lots of things can affect someone’s credit history; getting sick, redundancy, divorce, forgetting to redirect bills if you move, or just an accidental slip on timing can mean late or even missed payments.
If you have credit issues from these sorts of situations there are things you can do to help your chances of buying a home.
Here are five tips to help you get back on top.
Managing cash flow is a critical component of every business and one that must be effective if it is to remain profitable after all, cashflow is the lifeblood of all businesses particularly start-ups and small enterprises.
There are always times of peaks and troughs and this will have a direct effect on revenue. The good news is that there is plenty of help for small businesses going through seasonal downturns and rough times.
Here’s 3 tips to manage cash flow for small business;
There are many reasons why an application for a home loan can be declined and we’ve listed some of the most common ones below.
Recovering from bankruptcy can be a long and difficult process. And even when you’ve been discharged or completed a debt agreement, some lenders will automatically decline your application for a home loan because of the history.
When deciding if a loan application is acceptable or not, the major banks all have a standard set of rules that are followed. If people don’t fit those rules then there are home loans designed especially for this and the term is a “non-conforming” home loan.